Log allowance, gig pay and cash. See exactly what's left this week. Then learn money skills in short lessons that work offline, and practice real work before anyone pays you for it.
Bottom line: Budgeteen is a local-first money app for teens 13+ that budgets cash, gigs, and allowance on your phone — no bank account, debit card, or parent-funded account required.
Money works on its own, even with no income. Work works on its own too. Use one, or both, and each makes the other easier.
Money
A weekly plan built for money that comes in clumps: allowance, gifts, a mowing job.
Work
Every hustle shows the typical range, the time it takes, the cash it costs, and what can go wrong. Read side hustles for teens by age and jobs for 13, 14 and 15 year olds.
A roadmap, not a pile of articles. Short lessons use your real numbers, work offline, and end with checks you actually do. See teen skills that pay.
Money foundationsIrregular income, save vs spend, teen tax basics, scams.
Real-life simsFirst paycheck, a "too good" DM, a car at 16.
Growth and coverHow money grows, debt, credit and insurance, explained, never sold.
An optional parent link shows a streak and the skills finished. It never shows balances, notes or goals, and the teen can switch it off any time.
Every money tool, every skill track and every brief is included. Nothing to buy inside the app, no subscription, no account to make.
Subscribed to Budgeteen Pro before it went free? You do not need it any more. Cancel it in your Apple subscription settings so you are not billed. See the Budgeteen Terms of Use and the Budgeteen Privacy Policy.
iPhone app coming soon. Free, with no bank account, no card and no sign-up. Your first week takes two minutes to set up.
iPhone appComing soonAndroid coming soonBudgeteen is a local-first financial education app for people aged 13 and older who need a money plan before they have a bank account. Teens log allowance, gifts, cash, and gig pay on the phone they already carry, then split that week into Needs, Wants, Save, and Give envelopes. A money health score coaches the mix. Shift Mode times a babysitting or mowing job and writes the earnings into the same plan. The Skills tab is a skills roadmap — money foundations, first paycheck, scam DMs, and shipping real work with free tools — not a dump of articles. The Work tab ranks hustles and curated job ideas by age and shows places to check at 14, 15, and 16. Budgeteen is not a bank, debit card, payment processor, or employment agency; earnings ranges are educational and results vary. Budgeteen is free, with every skill track and money tool included and nothing to buy inside the app.
Budgeteen is a financial education app for teens 13 and older. It logs allowance, gig pay, and cash, splits the week into Needs, Wants, Save, and Give envelopes, teaches money skills, and lists jobs legal at your age. It is not a bank or debit card.
No. Budgeteen does not require a bank account, debit card, or parent-funded balance. You type in the money you actually have — cash, allowance, or gig pay — and the ledger stays on your phone. Other teen money apps start with a card; Budgeteen starts with a plan.
Budgeteen is not a bank, debit card, payment processor, or employment agency. It does not move money, issue cards, or place jobs. It is a local-first education app: envelopes, lessons, sims, and curated listings. Earnings ranges are educational. Results vary.
Budgeteen is designed for ages 13 and older. The Work tab filters hustles and job ideas by youth work rules, including places to check at 14, 15, and 16. We do not knowingly collect personal information from children under 13, and a parent can help set up any payout account a teen needs.
You log this week's income, then Budgeteen splits it into four envelopes: Needs, Wants, Save, and Give. Each envelope shows what is left to pour. A money health score coaches the mix instead of locking a parent-controlled card. Uneven gig weeks are expected, not treated as an error.
The Work tab filters hustles and job ideas by real youth work rules, then shows national chains to check at 14, 15, and 16. Listings are educational examples, not job offers or hire guarantees. Follow local laws and involve a parent when a contract or payment is involved.
Budgeteen is free. Envelopes, the skills roadmap, paycheck sims, Shift Mode, curated jobs, Places to check and every skill track are included, with nothing to buy inside the app and no account to create. If you subscribed before Budgeteen went free, cancel it in Apple subscription settings so you are not billed.
No. Your ledger, goals, and lesson progress stay on your device by default. An optional parent invite shares only a tiny activity signal — streak and weeks active, never amounts. You can turn that link off anytime. Budgeteen does not include a parent dashboard that spies on spending.
Still comparing options? Read best budgeting tools for a first teen week, or start with the Budgeteen FAQ hub, then What is Budgeteen, how teen budgeting works in Budgeteen, about Budgeteen, or contact Budgeteen support. Data rules live in the Budgeteen Privacy Policy and Budgeteen Terms of Use.
Questions first? Start at the Budgeteen FAQ hub, then read What is Budgeteen, how teen budgeting works in Budgeteen, budgeting for beginners, budgeting strategies, budgeting basics, best budgeting tools, about Budgeteen, or contact Budgeteen support.
Budgeteen